Some of the things
we do:
» Mortgage
solutions
» Remortgaging strategies
» Pension planning
» Investment advice
» Protection plans
» Retirement options
» Pension transfers
» Equity release from property
» Planning for long term care
costs
» Inheritance tax planning
» General financial reviews
» Corporate financial planning
» Employee benefits |
About Us
Bluesky Independent Financial Advisers are Mark Penston, Doug Cowan
and David O'Connor. Between us we have over 50 years collective experience
in the financial services marketplace and we provide independent,
expert advice to enable you to make informed decisions and act upon
them.
What we do
We are Independent Financial Advisers. This means that the advice
we offer is unbiased towards any company or product. Depending on
your requirements we will provide focused advice on a particular
area of interest or concern, or conduct a general review of your
financial situation. Recommendations are provided in clear, understandable
terms. Actions taken are documented for your records and administered
to conclusion. As life and legislation changes, your financial planning
should be reviewed to ensure that initial objectives are still being
met. Reviews will be conducted on a mutually agreed basis.
Face to face meetings are our preference. Our experience shows that
face to face meetings are the most effective way of us understanding
your situation and objectives. It also means that you have the opportunity
to ask questions to clarify your understanding of our recommendations.
Meetings can be arranged to suit and we are always flexible on venue
and timings.
What's different?
We believe that good financial advice is not only about accurate
and timely advice.
Being exceptional is ...
- Making every effort to genuinely understand your needs.
- Taking time to explain options and recommendations in jargon-free language.
- Consolidating the advice, recommendation and actions taken in a document for your future reference.
- Keeping in contact. Things change over time and client reviews are a vital part of the planning process.
We continually strive to ensure that what we do for our clients can only be described as exceptional. It's why most of our clients are referred to us from other clients and professionals.
How we specialise
Financial planning is increasingly complex and the need for specialist
advice is paramount. Our advisers know when situations need specialist
advice and will refer you to one of our specialists when necessary.
Within Bluesky we have specialists who are able to
give advice above and beyond general financial planning in the following
areas:
- Pension and retirement planning
- Mortgages
- Investments
- Inheritance tax planning
- Funding for long-term care
How we charge
We do not normally charge for initial meetings.
Initial meetings enable facts to be gathered and objectives understood.
Thereafter menus of fees and / or commissions are discussed in order
to provide the level of service required.
Our relationship with SFIA
You will find references within some of our literature to the fact
that Bluesky Independent Financial Advisers is a
trading name for SFIA Ltd. While Bluesky Independent
Financial Advisers is a seperate business which is 100% owned by
its partners, our relationship with SFIA enables us to use their
back-office compliance, bespoke technology and technical resources.
This ensures that our clients receive the best possible service and
can benefit from negotiated product pricing where available.
SFIA Ltd was originally formed in 1952 and specialises in school
fees planning. SFIA Ltd is directly regulated by the Financial Services
Authority. |